Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE 

THE RIGHT TO 
VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 6, 2022
ORIGINAL PRINCIPAL AMOUNT OF 
MORTGAGE: $207,570.00
MORTGAGOR(S): Carlie M. Berg and William D. Berg, spouses married to each other
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as 
nominee for CrossCountry Mortgage, LLC
DATE AND PLACE OF FILING: Recorded on April 11, 2022 and 
memorialized upon 
Certificate of Title No. 18616 as Document Number T000081512 in the Office of the County Registrar of Titles of Steele County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: CrossCountry Mortgage, LLC by assignment recorded on July 30, 2024 as Document Number T000083877 in the Office of the County Registrar of Titles of Steele County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Radel`s Country Club Addition No. 4 
Owatonna, Minnesota
Steele County, Minnesota.
REGISTERED 
PROPERTY
STREET ADDRESS OF PROPERTY: 400 KIM LANE SW, OWATONNA, MN 55060
COUNTY IN WHICH PROPERTY IS 
LOCATED: Steele 
County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $223,411.54
TRANSACTION AGENT: Mortgage Electronic 
Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: 
CrossCountry Mortgage, LLC
RESIDENTIAL 
SERVICER: Nationstar Mortgage LLC
TAX PARCEL 
IDENTIFICATION
NUMBER: 17-359-0301
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 
1007191-0001244888-0
THAT no action or proceeding has been instituted at law to recover the debt then 
remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been 
discontinued, or that an execution upon the 
judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 01, 2025 at 10:00 AM.
PLACE OF SALE: Steele County Sheriff’s Office, 2500 Alexander St. SW, Owatonna, MN 55060.
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 2, 2026.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) 
RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: April 29, 2025

CROSSCOUNTRY MORTGAGE, LLC
Mortgagee

TROTT LAW, P.C.

By:  /s/            N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
*Alexa Marsh, Esq.*
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-0794-FC01)

THIS IS A 
COMMUNICATION FROM A DEBT 
COLLECTOR.

5.7-6.11